Flood Insurance

Flood insurance policies are typically purchased from the National Flood Insurance Program (NFIP), which is a federal program managed by the Federal Emergency Management Agency (FEMA). The NFIP provides flood insurance to homeowners, renters, and business owners in designated flood zones across the United States.

Flood insurance policies typically cover damage to buildings and their contents caused by floodwaters, as well as damage from mudslides and other related events. The coverage may include repairs to the structure of the building, as well as the replacement of personal property damaged by floodwaters.

It is important to note that flood insurance policies have certain limitations and exclusions. For example, they typically do not cover damage caused by sewer backups or water seepage through the foundation of the building. Additionally, there may be limits on the amount of coverage available for certain types of property or damage.