Extra protection for what matters most.

Personal Umbrella

Let us help you select a policy that fits your unique needs.

Personal umbrella insurance is a type of insurance policy that provides additional liability coverage beyond the limits of your existing auto, homeowners, or other personal insurance policies. It can help protect you from financial loss if you are sued for damages that exceed the limits of your other policies.

HOW TO CHOOSE THE RIGHT POLICY

  1. Before choosing a personal umbrella policy, assess your insurance needs. Consider your assets, your potential risks, and your existing insurance coverage. This will help you determine how much additional liability coverage you need.

  2. Check coverage limits: Look for a policy with coverage limits that meet your needs. The policy should provide enough coverage to protect your assets in the event of a lawsuit.

  3. Look for additional coverage: Some personal umbrella policies may offer additional coverage, such as coverage for libel or slander. Consider whether these additional coverages are important to you.

  4. Understand exclusions: Make sure you understand the exclusions of the policy. Some personal umbrella policies may exclude certain types of lawsuits or may not cover certain activities. Make sure you're comfortable with the exclusions before choosing a policy.